In the current scenario, whatever your income plan is, remove one-fourth out of it and only consider three-fourth would be achieved. For example, if your planned income is $100, consider you will make only $75.
Likewise, add one-third to your budgeted expense. This will make sure you have room for an emergency as it can strike anytime. And the smartest thing to do is to be prepared. For example, if your budgeted expense is $50, consider it is going to be $67. This way you will have a cushion against any unseen circumstances.
Instead of going hands to mouth, curtail your expense and increase your income. When you will do this, you will turn to be a hero for your peer groups or a role model among your friends and family. It’s the time when we will see new heroes and new role models. Let’s be the one.